Concerning the problem that the local feature and rotation invariant feature cannot be jointly paid attention to in traditional attention-based neural networks, a multi-branch neural network model based weakly supervised fine-grained image classification method was proposed. Firstly, the lightweight Class Activation Map (CAM) network was utilized to localize the local region with potential semantic information, and the residual network ResNet-50 with deformable convolution and Oriented Response Network (ORN) with rotation invariant coding were designed. Secondly, the pre-trained model was employed to initialize the feature networks respectively, and the original image and the above regions were input to fine-tune the model. Finally, the three intra-branch losses and between-branch losses were combined to optimize the entire network, and the classification and prediction were performed on the test set. The proposed method achieves the classification accuracies of 87.7% and 90.8% on CUB-200-2011 dataset and FGVC_Aircraft dataset respectively, which are increased by 1.2 percentage points, and 0.9 percentage points respectively compared with those of the Multi-Attention Convolutional Neural Network (MA-CNN) method. On Aircraft_2 dataset, the proposed method reaches 91.8% classification accuracy, which is 4.1 percentage points higher than that of ResNet-50. The experimental results show that the proposed method improves the accuracy of weakly supervised fine-grained image classification effectively.
In order to improve the accuracy of loan financial customer behavior prediction, aiming at the incomplete problem of dealing with non-numerical factors in data analysis of traditional K-Nearest Neighbors (KNN) algorithm, an improved KNN algorithm based on Value Difference Metric (VDM) distance and iterative optimization of clustering results was proposed. Firstly the collected data were clustered by KNN algorithm based on VDM distance, then the clustering results were analyzed iteratively, finally the prediction accuracy was improved through joint training. Based on the customer data collected by Portuguese retail banks from 2008 to 2013, it can be seen that compared with traditional KNN algorithm, FCD-KNN (Feature Correlation Difference KNN) algorithm, Gauss Naive Bayes algorithm, Gradient Boosting algorithm, the improved KNN algorithm has better performance and stability, and has great application value in the customer behavior prediction from bank data.